No anonymous comments. Oh dear we've just received the insurance renewal for our motorhome  for the next 12 months and  I can't believe it. She stated that “YOU HAVE TO CALL AND ASK”. As an Amazon Associate we earn from qualifying purchases. Take us with you on your next adventure, get a motorhome insurance … RVer wonders why, Looking back: The amazing story of the Erector Set, American Flyer trains and more. To get an idea of how much it’d cost to insure your motorhome… I am very disappointed FMCA refused to endorse any compensation. I have had Good Sam and Coach-Net, now FMCA. The cost of motorhome insurance depends on things like the vehicle’s age, type and size as well as the owner’s personal details and whether you have a no claims bonus. My husband measured the belt and it was thirteen inches short. RACQ wont touch a Motorhome either. My parents used them for a travel trailer awning that got ripped up in a freak wind storm, and they were good for that. We have SafeRide from Escapees RV Club, which is $99/year. Unfortunately, due entirely to a screw-up on my part, Hartford dropped me, but I can re-apply after a year or so. Save my name and email in browser cookies for the next time I comment so I won't have to enter that information again. Presented the bill for $175 to our local AAA office and they wouldn’t pay. Just like car insurance, motorhome insurance … Your information will never be shared with outsiders. They gave me the name and number, I called Allstate with the info. Today, for example, with basic AAA service, the tow limit is five miles. If it turns out to be a dud, I’ll return to AARP/Hartford. We managed to limp to a pull off about a mile away and get the other wheel off and had to take the two wheels back into Yuma to get them replaced. I tried the usual jumpstart procedure but no luck and tried a charger. Had a Coach-Net plan that came free with a Forest River Class A. Ken Tame is the insurer favoured by the CMCA. Nothing. Motorhome insurance is a type of motor cover that’s specific to motorhomes and campervans. My RV has been in storage since then so I won’t know till later how good it will actually be. Costs $80 per year and covers ANY non commercial vehicle you are either driving or riding as a passenger. Dropped AAA and switched to Coach-Net and have had one service call for a dead battery in our storage yard. We are supposed to be living the dream, not drowning in the mire. So far, haven’t had to test it. One thing I learned this past summer is that all these plans use the same service people in remote areas where we do most of our traveling and if you think about it, that makes sense. We occasionally update our terms and privacy policies pages so if you have not read them lately, we encourage you to do so. I switched between Good Sam and Camping World for many years, depending on what deal I could get on pricing. I asked where that is stated in their online marketing info. Get a free RV insurance … Also, how do these services work if you are in an area that has no cell service?”. Mel. I refused the tow and had them to take my coach 6 miles to my local repair shop. After about a half hour they called and said no one opens until 9AM and call back then. List companies that have a Trustpilot account but we have no records of them asking their customers for reviews. RV insurance protects you if you’re at fault in an accident that causes property damage or bodily injury. Tires on a towed motorhome … Learn more here. Ours $100,000 cover = $1100/year.Peace of mind.You get what you pay for. So, a word to the wise…..ASK SPECIFICALLY AND GET IT IN WRITING or you may be very upset when you do try to use your membership when you’re in a jam on the highway with your Big Rig. We guard your privacy. Forest River offers a policy with Coach-Net. IF  this insurance is under what is know as a "binder" which I see in a previous post, which means your Broker is working for Allianz and not for you! You have 24 hours to edit a comment. He stated he tried to find someone and couldn’t so, sorry. Would the rude, ignorant readers please leave and never come back, Fact-checking, ethics & corrections policy. We left the side of the turnpike 6.5 hours later with a bill of $904.00. Now, how good is that when you’re in the middle of nowhere and the nearest RV repair shop is 200 miles away? The fact that you pay a fee to the broker is irrelevant when the insurance is part of a "binder" arrangement. I started checking around, and I realized choosing a roadside assistance program is no longer a simple decision. This resulted in our spending a night dry camping in a pullout on the Natchez Trace Parkway. Finally after AAA determined if it was northern or southern California, (REALLY! Yes, five miles (the same stingy limit is common with many other plans). The Mobile Madhouse: me (Rosie), him (Troy), a kelpie, a kelpie-dingo, a husky & a rainbow lorikeet. Many phone calls and texts later regarding model of motorhome, vin # of home, engine type and workhorse chassis, a repair man appeared 4 hours later. Service was satisfactory. He was given the wrong belt. Finally, if your car or truck is still under warranty, coverage may be provided. I know USAA is excellent for houses and cars! Roadside assistance programs offer other services besides towing — locksmith services, flat tire changing, fuel discounts, even winching services. I’ve had AAA for my cars for over 20 years. Covered by Coach-net. If you’re a FMCA member it is included at no extra cost FMCA assist which is great should you become ill on the road. I submitted the bill to AAA and then once my membership expired I never used them again. You put in the work for the chance to get away, and we get that. Twice they NEVER showed. I have nothing but good to say about this program, which saved me $90-$120 per year over the separate programs, and which I used more often than I liked because my RV is old. We once had an experience with the Good Sam roadside assistance where we were stuck and called them and they never came out. This tends to work against what we believe to be  the role of an insurance  Broker which is to work for you who is their client! Here’s her comment, edited for brevity: “Can anyone suggest a good RV Roadside Assistance program? Di & Kimbo - Living the Dream for over 20 years ;-). It was so close to the ground you couldn’t get to the spare without jacking it up. This website utilizes some advertising services. After 5 hours of 100 degree heat we finally got a wrecker out from Kennedy’s Wrecker Service of Yuma to put the spare on. If you want to edit a comment click the gear icon to the right of your comment and choose edit, or delete. Used it a few times since and they have been awesome. 02982445). My mistake. At least, with having Ken Tame insurance, I know they will arrange a suitable tow, if needed. We have been with the same broker for 21 years but maybe it's time to sever the ties. Some RV manufacturers offer roadside assistance with the purchase of a new RV. Battery was obviously bad. Perhaps the most popular RV emergency road service program is through Good Sam, which offers unlimited distance towing. We are also with Ken Tame,I think you have to be a member of CMCA to insure with him. Yes, my RV had two flat tires in one day, in two different states, when we were headed to Florida. ($40 annually) I have used it a dozen times, easily. Our Motorhome Insurance has just been renewed $750 for … The wheels were torqued to 140 psi. we are with cil for our motorhome and contents around 863.00 a year pay mthly direct debit and do not charge extra pd 1000.00 towards our towing when needed last year have found them very helpfull cheers cherylle and wayne. Hi, Shopping for Insurance quotes the best price I am getting is from a broker with Highway Insurance - I've never heard of them, but a web search says they … Info is at GoodSam.com. Because the company was not in the system, Allstate said we would have to pay, then send the bill to them and they would reimburse us. I said I would pay but could they get someone out to help me. But then I discovered that the Hartford insurance I had on my RV through AARP also came with free roadside assistance. He did say if I found someone on my own they would reimburse for the call. What is Motorhome Insurance? My roadside assistance is through Nationwide Insurance. Check with your broker and if you hear the name Highway … We have had Coach-Net since it came with our first RV in 2001. Your information will *never* be shared with outsiders. We are with them. Forest River offers a policy with Coach-Net. Check with your own insurer to see if you’re covered (make sure the policy covers RVs). We got our fuel about an hour later, and there was a check from Allstate when we returned home from that trip. The repairman decided he needed to get a different belt. Never had a problem until one time in 2012 When I had a blow out on my ATV / Utikity trailer while hauling a bunch of stuff from Yuma Arizona On hwy 95 between Needlesm Ca and Searchlight, Nv. My husband reported it was the serpentine belt. Generally speaking, motorhome insurance premiums increase with the value of your RV; just like the cost of car insurance premiums, motorhome premiums are typically higher for more expensive vehicles as they present a larger risk to insurance … Ever drink so much that your wife's logic starts to make sense? We have had a very negative experience and will no longer buy a membership to FMCA. Motorhome Insurance is a type of cover that’s designed for motorhomes and recreational vehicles (RVs). Highway Motorhome Insurance Policy Wording Please ensure you review the cover provided within the relevant Policy Summary and/or Policy Wording to ensure the cover provided is suitable for your … •Allstate. The only problem we had with the most recent tow was they sent out a truck that had a 6′ boom when we require a 9′. Anyone have experience with USAA? Please follow these rules when commenting on RVtravel.com. Called a local tire shop and they came to the rescue…NO CHARGE!!! I called Goodsams three times. No spam, just interesting, helpful information. The battery was completely dead. AAA rates vary depending upon where you live. I’ve had Good Sam ERS off and on Since 1986. Motorhomes do not have a terrible safety record for at least a couple of reasons: first, most motorhome drivers are more cautious and attentive than car drivers while en route; and second, a motorhome … No spam, just interesting, helpful information. We have had 3 tows in that time period. Di & Kimbo - Living the Dream for over 20 years. Pets are welcome but children must be leashed at all times. He changed the spare but refused to even loosen the other wheel lugs unless I called for another service call first and he left us sitting by the side of the road. Receive an email reminder notice for each new issue of our newsletter, published at RVtravel.com every Saturday and Sunday morning. State Farm RV insurance protects motorhomes and truck or van campers against a variety of damages and losses. Apparently, they have that functionality now. •Coach-Net What do you mean arrange towing ,DO you need extra cover to have a motor home towed if the need arises. Yep, same guy. Talked with FMCA, Safe Ride Road Assistance (FMCA contractor) and Kirk’s Mobile Repair Service. You should be able to find protection against almost any hazard you are likely to face both on the road … Additionally, I found that they will not change tires on anything with “duelly” tires. I pay for this service so I don’t have to find someone “on my own”. RV insurance works similarly to your everyday auto insurance policy. Allstate called the tow company to set it up. If you have any questions, contact me at mdylake70@gmail.com. I had to pay for it but it was worth it. I called Allstate and was connected to an Idiot operator that didn’t even know what a 5th wheel was. With CIL - on reading comparisons with the CMCA (Ken Tame-who now uses Allianz I believe) CIL are comparable in all aspects - monthly direct debit. I have rated the company with a 4 as there can always be improvement. "(Ben, aged 10). An initial plus first or last name is the minimum, we're all friends here. I pay a small extra premium on my auto insurance. This started on a Saturday and we were dropped in the repair facility on Sunday where we continued to dry camp until the repair was complete on Tuesday. When getting out to check I found the left rear tire had a bulge in the sidewall the size of a football. They then told me to find someone myself and submit the receipt for reimbursement. I did a google search, found someone 30 minutes away and he fixed my problem. I had a brand new 42 Ft Jayco Pinnacle fifth wheel and when leaving Yuma, Az. I cancelled my coach-net plan and signed up for a AAA RV Plus plan. I was on hold for about 10 to 15 minutes and was disconnected. If you want a tow all the way, you’ll pay an extra $5 a mile, or $1,000. Highway Insurance - any good ?. Highway was taken over by LV but both companies wee good to work for. (READ the FINE PRINT) of any policy that you get. AAA tried for hours and could not find anyone to come help me. In Victoria, the RACV Roadside Assist will not deal with heavier vehicles - I think 3 tonnes is their limit. Motorhome insurance Home comforts in the great outdoors Motorhomes are a fantastic way to get away from it all on a whim – and take the whole family with you! The first time I needed them was at the Pocono Raceway when I had a flat on my inside right rear tire (which turned out to be a loose, recently installed extention valve). The repairman spent 1.75 hours trying to put the wrong serpentine belt on. You still have to tell them where you are on the phone. With no expensive hotels to worry about, … 100 miles and can be used up to 10 times per year hour later, and there was a he... 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